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TAL's Health Sense Plus Now Covers Income Protection Policies

Enhancing Value and Encouraging Preventative Health Measures

TAL's Health Sense Plus Now Covers Income Protection Policies?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In a significant development for policyholders, TAL has expanded its Health Sense Plus program to encompass income protection (IP) policies.
This initiative, effective from August 8, 2025, aims to incentivise proactive health management by offering premium discounts to clients who engage in preventative health checks.

Under the revised program, eligible new income protection policies submitted through TAL's adviser platform will automatically receive a 5% discount for the first two years. Existing TAL customers will have access to this benefit starting in October. This strategic move underscores TAL's commitment to integrating wellbeing into product design and providing advisers with tools to enhance customer retention and product value.

Aaron Newman, General Manager of Individual Life Product at TAL, stated, "By expanding the benefit to income protection, we're reinforcing TAL's commitment to embedding wellbeing into product design and giving advisers another opportunity to support customer retention and product value."

For Australians considering income protection insurance, this expansion offers a compelling reason to prioritise their health. Engaging in regular health assessments not only contributes to overall wellbeing but now also translates into tangible financial benefits through reduced insurance premiums.

It's essential for consumers to understand the specifics of the Health Sense Plus program and how they can qualify for these discounts. Consulting with a financial adviser or directly with TAL can provide clarity on eligibility criteria and the steps required to take advantage of this initiative.

In summary, TAL's extension of the Health Sense Plus program to include income protection policies represents a proactive approach to promoting health and financial security among Australians. By aligning health incentives with financial benefits, TAL is setting a precedent in the insurance industry that prioritises the holistic wellbeing of its clients.

Published:Monday, 19th Jan 2026
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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Subrogation:
An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.